Burstad Insurance

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New Richmond Insurance Agency
Menomonie
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        • Staff
        • When comparing insurance agencies,  The most important thing to consider is the staff that is going to take care of you.

          Our staff of local professionals that take pride in what they do. Whether it be providing advice, taking care of a claim, or servicing your account to accommodate your changing lifestyle.

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        • Burstad Insurance is an independent insurance agency. We represent dozens of top-rated companies, not just one such as Farmers, State Farm, or American Family.

          By representing multiple insurance companies, we can assure our customers the right fit, which includes the right coverage, excellent service, and a great value when it comes to price.

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        • For years people have relied on the opinion of others when shopping for a product or service. That is especially true today.

          Online reviews are fast becoming an important part of many businesses, including our own. Take a moment to read a few of the kind words our customers have had to say about our agency.

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  • Locations
        • Menomonie
        • 420 Main Street E
          Menomonie, WI 54751
          Phone: 715-235-6479
          Fax: 715-235-8860
          Email: info@burstadinsurance.com

           

        • Medford
        • 1154 W Broadway Ave
          Medford WI 54451
          Phone: 715-748-6262
          Fax: 715-748-4730
          Email: info@burstadinsurance.com

        • New Richmond
        • 1225 N Knowles Ave
          New Richmond, WI 54017
          Phone:  715-246-6988
          Fax: 715-246-6965
          Email: info@nr-ins.com

        • Chippewa Falls
        • 2396 Hallie Road Ste 5
          Chippewa Falls, WI 54729
          Phone: 715-723-0600
          Fax: 715-723-0900
          Email: info@burstadinsurance.com

        • River Falls
        • 215 North 2nd Street
          River Falls, WI 54022
          Phone: 715-425-1382
          Fax: 715-425-0363
          Email: info@burstadinsurance.com

  • Locations
    • Menomonie
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    • Medford
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        • Get a Quote!
        • Are you looking for a quote on your personal or business insurance? You are in the right place, just fill out the request form, or call our agency, and we'll be in touch to ask a few questions about your needs, and answer any questions you have.

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        • Do you have a friend or relative that is looking for a change? We'd certainly appreciate the opportunity to earn their business. Just fill out the referral form by following the link below to introduce them to Burstad Insurance.

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        • Do you have a change that you need made to your policy? You are in the right place. Whether you just bought a new car, or need to change coverage on your home or business, visit our Customer Service page and we'll take care of you.

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Restaurant & Tavern Insurance

As a restaurant owner, you have your work cut out for you. From payroll and menu management to property maintenance and health code compliance, the last thing you need is something else to worry about. Unfortunately, there are extensive risks involved with restaurant and tavern ownership, and having the right insurance is of utmost importance. Don’t expose your restaurant to major losses when the team here at Burstad Insurance can help you find comprehensive restaurant and tavern insurance individually tailored to fit your needs.

We understand the challenges of the industry and have a history of serving restaurant and bar owners throughout Central and Western Wisconsin. Our goal is to minimize your restaurant’s loss vulnerability by developing custom insurance solutions to mitigate your risks. Call us to discuss coverage options for your:

  • Casual table-service restaurant
  • Fast-casual restaurant
  • Upscale restaurant
  • Take-out restaurant
  • Catering business
  • Food truck
  • Sub shop
  • Diner
  • Pizzeria
  • Deli
  • Café
  • Coffee shop
  • Tavern
  • Bar
  • Pub
  • Or other food and beverage service

Restaurant and Tavern Risks and Coverage

It is a litigious world we work in, and restaurants are often the target of employee, customer, and third-party lawsuits. Could your business afford the cost of legal representation? Could you continue operations if you were found liable for a six or seven-figure judgment? Of course, there are many more risks associated with restaurant ownership, too. You could lose your entire building to a fire or lose the use of your kitchen due to an equipment failure. With the right insurance protection, you can prepare yourself for a broad range of losses and better ensure the continuity of your business.

At Burstad Insurance, we get to know your restaurant or tavern business and the unique risks you face on a daily basis. Our team of independent agents knows how to find affordable commercial insurance solutions that minimize coverage gaps and reduce your vulnerability to loss. Every restaurant is unique, and the types of coverage a microbrewery might need will be very different from the food truck parked outside it. However, there are coverage types that are common to the food and beverage service industry. Examples include:

General Liability Insurance (GL)

This important coverage helps safeguard your restaurant against the general risks of business ownership. Whether someone trips on a pothole in your parking lot or your waitstaff spills a pitcher of water on a customer’s brand new smartphone, general liability insurance can help cover medical expenses and protect you against third-party claims of negligence and liability for various types of injuries and property damages. In addition, GL can cover your legal defense fees and the judgments brought against you if you are sued for damages.

Workers Compensation Insurance

Workers compensation insurance is a must for all Wisconsin employers, including restaurant and tavern owners. You are responsible for the safety of your work environment. Workers compensation provides financial benefits for lost wages and medical bills when a worker is injured on the job, regardless of fault.

Food Contamination Liability

If you serve contaminated food in your restaurant, you could be sued for negligence if a customer falls ill. Food contamination liability helps protect you against losses due to food-borne illness as a result of unsafe food.

Liquor Liability

There are serious risks involved with the serving of alcohol on your premises. Whether you run a full-time bar and pub or serve beer and wine as a part of a broader menu, protect yourself against the dangers and liabilities associated with over-serving guests or hosting intoxicated guests on your property.

Property Insurance

Protect the building and other physical assets you own with property insurance. Coverage generally pays for damages and loss caused by certain types of events, such as fire, vandalism, high winds, lightning, and more. It can pay to rebuild or repair your owned building, as well as your signs, computer systems, tables, chairs, equipment, and more.

Food Spoilage

Food is perhaps the most precious inventory in your restaurant. Without it, you cannot serve your customers. Food spoilage insurance helps cover your losses if you are forced to dispose of your food inventory due to certain uncontrollable circumstances, such as a loss of power.

Commercial Auto Insurance

Caterers, food trucks, and delivery services rely heavily on transportation to conduct business. If you operate one or more vehicles as a part of your restaurant business, talk to an agent about purchasing commercial auto insurance to add physical damages coverage for your vehicles and to also cover your business against third-party injuries and property damages.

Equipment Breakdown

When a power surge destroys your brand new commercial kitchen equipment, this coverage helps you recover your losses. From your dishwashers and freezers to your computers and ranges, don’t let business grind to a halt because of an equipment mishap.

Commercial Umbrella Insurance

Many restaurants benefit from supplemental liability protection that provides secondary coverage when the liability limits on a primary policy are exhausted. These policies typically provide millions of dollars in additional liability protection, which can prove beneficial in the event of a major lawsuit involving multiple injured parties or even a fatality. It could mean the difference between the continuation of your business and a potential bankruptcy.

Restaurant and Tavern Insurance in Central and Western Wisconsin

If you are a restaurant or bar owner in the Central or Western Wisconsin regions, the team here at Burstad Insurance can help you find coverage to protect your business and financial interests. For more information or to request your quotes, contact our office today.

Get a Quote!
Refer a Friend!
I really appreciate their friendly, prompt and knowledgeable assistance. We have been with them for years, and are consistently happy with their service.
Jeanne R.
Jeanne R.
17:46 14 Dec 22
Valorie provided excellent service and quickly found us the best insurance policy and rates available. Thank you, Burstad Insurance!
Roxanne S.
Roxanne S.
00:39 28 Aug 22
Family and Burstad worked their magic and found insurance even cheaper than what I was paying. They are very responsive when adding or changing things to a policy and they stick up for their customers when a bank may try to manipulate the home insurance for no apparent reason. Well done Burstad. I highly recommend.
Mindy A.
Mindy A.
09:30 24 May 22
Good service they work at finding you the best insurance
Jason W.
Jason W.
19:14 01 May 22
Easy to work with
Dale B.
Dale B.
00:39 08 Apr 22
Good insurance company
Carla O.
Carla O.
18:49 31 Mar 22
Easy to work with and great rates. Sent a lot of friends here. All are happy with it!
Happy Home I.
Happy Home I.
16:05 29 Mar 22
Melissa and her staff have always treated me right! Often finding better rates for me! Thanks
Dave T.
Dave T.
22:06 11 Jan 22
They are very responsive in addressing all of my insurance needs, and I always feel they are doing what's in my best interests.
Kevin J.
Kevin J.
02:40 11 Jan 22
Great place
Peter T.
Peter T.
20:32 10 Oct 21
Monte and his team are great to work with. They were extremely helpful in getting our business up off the ground and getting the needed items to be successful. I would highly recommend them for your business!
Jeremy M.
Jeremy M.
13:57 29 Apr 21
Great to work with!
Denise V.
Denise V.
18:57 12 Mar 21
Everyone here has been very helpful, knowledgeable and friendly! Whenever I contact them, they get back to me quickly and are sure to get me the best rates possible. Thank you! The Baldwins
Dawn B
Dawn B
23:02 30 Jan 21
Have had my insurance for different vehicles and homes for many years, always friendly and am very satisfied.
Randy Chico J.
Randy Chico J.
16:48 25 Aug 20
Great response time, #1 in the area
Joshua E.
Joshua E.
15:50 22 Jul 20
good business and friendly service. highly recommend giving them a call to see what they can do for you.
Dustin W.
Dustin W.
14:51 21 Jul 20
Very responsive all around good business and friendly service. Highly recommend.
Wedam Enterprises L.
Wedam Enterprises L.
14:49 21 Jul 20
Excellent customer serviceKent Elkin goes above and beyondAlso the rest of the staff is very accommodating
Lee B.
Lee B.
23:08 20 Jul 20
Prompt and courteous service. The good people at New Richmond have always replied to my queries and helped solve my problems. Thanks for seven years of good service.
Gordon D.
Gordon D.
18:25 20 Jul 20
They are professional and responsive
Barbara B.
Barbara B.
00:14 11 Jul 20
EXCELLENT customer service!! Missy Kraemer at the Medford office takes care of absolutely everything for me! No worries and best rates to be found. Highly recommend.
Mary Ellen W.
Mary Ellen W.
15:37 12 May 20
EXCELLENT insurance company! I have my personal and business insurance with Monte and have for over 20 years. When we had the tornado in Colfax in 2014, Monte called me and was at my restaurant door within an hour after it hit. Amazing service.... Thank you Monte, Penny and the whole staff at Burstad Insurance.
Rich J.
Rich J.
11:55 16 Apr 20
New Richmond Insurance consistently saves me money on my policies year after year. Excellent customer service with most of my questions answered the same day.
Valerie C.
Valerie C.
01:57 16 Apr 20
great place and nice service
Li K.
Li K.
20:20 15 Apr 20
Great place. Emily is very helpful as well as all the rest of the people I have encountered there.
Stacy C.
Stacy C.
03:06 04 Jan 20
Best prices. Best customer service!
Bill I.
Bill I.
12:49 16 Nov 19
Top notch service. Will recommend to all.
Steven G.
Steven G.
13:19 01 Nov 19
Yes! I want to tell you something. If you need a car insurance - this is the place where you will find the best offer.Have done car insurance for two trucks. The price was so good, even less than I expected.My agent was Angie. I want to say thank you for caring! She is the nicest and kindest person ever!Definitely will return for the nest year insurance
Ana B.
Ana B.
00:39 29 Aug 19
Excellent rates and service. Friendly staff and helped in a timely manner
Jason L.
Jason L.
03:56 13 Jun 19
Neil is awesome!
Alicia B.
Alicia B.
15:05 23 May 19
Very helpful agents and staff. They got me a great deal on homeowners and auto insurance.
John A.
John A.
12:01 12 May 19
I have had policies thru the Agents, at the Menomonie office.Their prompt response, patience, amazing customer service and thoroughness, is the greatest I have ever had with an agency!
Jody L.
Jody L.
01:29 10 Apr 19
This is my insurance agency. I have been treated very well and my premiums are responsible.
Mitzi M.
Mitzi M.
11:25 25 Jan 19
They are the best I have ever used. Any time you need something, they have your back. Never had an issue with the company , and I would recommend Kent Elkin to any one and everyone. Thank you for all your services New Richmond insurance agency. Been with them for 3 years now.
Natasha R.
Natasha R.
04:28 30 Nov 18
Great staff!
Valorie M.
Valorie M.
20:54 13 May 18
I have been a customer for many years and love the personal customer service experience that they provide. I know that when I call, I will get a real live person! I also know that the person I am working with will have an understanding of my history and my policy. Highly recommend! Thanks and keep up the good work!
Brian H.
Brian H.
18:21 21 Sep 17
I have been a customer for a long time and love the personal customer service experience they provide. I can reach out anytime and know that I will get to talk to a real person that has the background on my policy and will be able to help me. Thanks and keep up the good work!
Brian H.
Brian H.
18:13 21 Sep 17
Corey Burstsad Insurance is great!! Neil always goes out of way for his clients, very trustworthy and efficient.
marcy M.
marcy M.
20:19 13 Jan 17
Very friendly and helpful. Got is a great deal and we were refered there by a good friend after not being able to find what we wanted elsewhere. They made the process very easy and didn't mind us popping by last minute to get the details figured out.
Soleil
Soleil
20:52 05 Jun 16
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Chippewa Falls
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Monday - Thursday 8:00 - 5:00
Friday 8:00 - 4:00
Saturday & Sunday
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Why You Should Refer Your Friends and Family to an Independent Insurance Agent

Having the right insurance coverage is important, not just for yourself but also for your friends and loved ones. If you want to protect your family’s future, consider referring them to a trusted insurance agent who can help them find the right coverage. Car insurance is a necessary investment for all drivers. Auto accidents can …Read More

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