Burstad Insurance

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New Richmond Insurance Agency
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        • Staff
        • When comparing insurance agencies,  The most important thing to consider is the staff that is going to take care of you.

          Our staff of local professionals that take pride in what they do. Whether it be providing advice, taking care of a claim, or servicing your account to accommodate your changing lifestyle.

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        • Burstad Insurance is an independent insurance agency. We represent dozens of top-rated companies, not just one such as Farmers, State Farm, or American Family.

          By representing multiple insurance companies, we can assure our customers the right fit, which includes the right coverage, excellent service, and a great value when it comes to price.

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        • For years people have relied on the opinion of others when shopping for a product or service. That is especially true today.

          Online reviews are fast becoming an important part of many businesses, including our own. Take a moment to read a few of the kind words our customers have had to say about our agency.

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  • Locations
        • Menomonie
        • 420 Main Street E
          Menomonie, WI 54751
          Phone: 715-235-6479
          Fax: 715-235-8860
          Email: info@burstadinsurance.com

           

        • Medford
        • 1154 W Broadway Ave
          Medford WI 54451
          Phone: 715-748-6262
          Fax: 715-748-4730
          Email: info@burstadinsurance.com

        • New Richmond
        • 1225 N Knowles Ave
          New Richmond, WI 54017
          Phone:  715-246-6988
          Fax: 715-246-6965
          Email: info@nr-ins.com

        • Chippewa Falls
        • 2396 Hallie Road Ste 5
          Chippewa Falls, WI 54729
          Phone: 715-723-0600
          Fax: 715-723-0900
          Email: info@burstadinsurance.com

        • River Falls
        • 215 North 2nd Street
          River Falls, WI 54022
          Phone: 715-425-1382
          Fax: 715-425-0363
          Email: info@burstadinsurance.com

  • Locations
    • Menomonie
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        • Get a Quote!
        • Are you looking for a quote on your personal or business insurance? You are in the right place, just fill out the request form, or call our agency, and we'll be in touch to ask a few questions about your needs, and answer any questions you have.

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        • Do you have a friend or relative that is looking for a change? We'd certainly appreciate the opportunity to earn their business. Just fill out the referral form by following the link below to introduce them to Burstad Insurance.

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        • Do you have a change that you need made to your policy? You are in the right place. Whether you just bought a new car, or need to change coverage on your home or business, visit our Customer Service page and we'll take care of you.

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Condo Insurance

Every time someone else shovels the snow, makes a repair, or polishes the landscaping, you remember again why condo living is the life for you. Your association fees pay for much of the upkeep of your property, as well as coverage against many risks that could threaten the external structure of your unit and the potential for liability due to incidents occurring in shared community areas. However, the condo association’s master insurance policy is not enough to safeguard you against all risk exposures. From the internal structure and finishes in your condo to your personal belongings and the risk of personal liability, make sure you have a private condo insurance policy from Burstad Insurance that minimizes your vulnerability and risk of loss.

Private Condo Insurance vs. Association Insurance

You do not need to choose between private insurance and association coverage as a condo owner. Instead, the two are designed to work together to provide you with full coverage against potential losses. Member dues cover the condo association’s master policy premiums. This policy covers the shared areas among property owners, as well as the external structures of the individual condo units. Some may also extend coverage to certain interior fixtures and structures, too.

Private condo insurance is designed to pick up where the master policy leaves off, covering everything else you own against damage and loss. Generally, a private insurance policy will cover internal structures and finishes, such as the inside walls, drywall, cabinetry, trim, built-ins, countertops, light fixtures, flooring, and more. It also covers the things you own inside your condo, as well as your added living expenses due to temporary displacement. In addition, a private condo insurance policy can cover your financial responsibilities and costs in relation to third-party accusations of liability.

Personalizing Your Condo Insurance

Wisconsin condo insurance can be personalized to fit your individual needs. A typical policy provides coverage against several different types of risk, although you may be able to purchase additional coverages and endorsements to expand your protection. Your condo insurance may include protection for:

  • Fire and smoke
  • Explosions
  • Hail
  • Wind
  • Lightning
  • Theft
  • Vandalism
  • And more

Types of Condo Insurance Coverage

At Burstad Insurance, our independent agents get to know you and your unique risks. We work to protect your physical and financial assets against a wide range potential losses by customizing your policy to include several different types of coverage, some of which may include:

Structural Coverage

Your personal condo insurance policy should include structural coverage that pays for the rebuilding or restoration of the inside of your condo unit. Depending on the coverage in the association’s master policy, this may include finishes and fixtures, or it could include the entirety of your condo’s interior. It is important to work with an independent agent when selecting your structural coverage to ensure you have no gaps in your protection.

Personal Property Coverage

The things you own are probably worth tens of thousands of dollars cumulatively. From your bedding and mattress to your electronics, furniture, apparel, and décor, personal property coverage helps minimize your financial losses when you lose these items due to a covered event. We recommend using a home inventory to assess your coverage needs when purchasing your policy.

Talk to your agent about the difference in actual cash value (ACV) and replacement value coverages. ACV coverage compensates you based on the depreciated value of your items only, minus your deductible. Replacement value coverage, on the other hand, pays for the full cost of replacing your items with new ones, minus your deductible.

Endorsements and Scheduled Coverage

You can personalize your coverage to include additional protections that may otherwise be excluded from a standard condo insurance policy. This may include coverage that extends to damages caused by earthquakes or water and sewer backup. We can also schedule excess personal property coverage for high-value items and collections that may be subject to limited coverage in your standard policy.

Displacement Coverage

Sometimes it is not possible to remain in your condo after it is damaged. If you need to find alternative housing during the repair process, your condo insurance can help cover your additional living expenses. This may include compensation for things like hotel fees, laundromat charges, and the cost to order take-out if you do not have access to your kitchen.

Liability Coverage

Liability insurance is an important part of condo insurance, as it protects policy-holders against the financial costs associated with litigation. Though certain events such as car accidents are excluded, condo-owners liability insurance generally includes coverage for most claims of negligence that result in third-party injuries or property damages. It is important to choose high liability limits when possible, as this coverage helps pay for your legal defense fees, as well as judgments against you and settlements outside of court. If you have too little liability coverage to meet your needs, you may have to pay for the excess damages out-of-pocket.

Medical Payments

If someone is injured while visiting your condo, medical payments coverage can help pay for their necessary medical care up to the limits of your coverage. This section of your policy is no-fault coverage, meaning an injured third-party can receive compensation regardless of who was at fault for the incident.

Loss Assessments

Condo owners sometimes face unique liabilities and property damage expenses called ‘loss assessments’. These are leveraged against members of a condo association when the master policy provides too little coverage to pay for community damages and liability. With loss assessment coverage, you can protect yourself against unexpected costs arising from covered events.

Request Your Free Wisconsin Condo Insurance Quote

If you own a condo in Central or Western Wisconsin, Burstad Insurance has a convenient location near you where an independent agent can assist you with your coverage needs. Contact our office to find out more about Wisconsin condo insurance and how we can help you save. Request your free quote today. We look forward to serving you soon.

Get a Quote!
Refer a Friend!
I really appreciate their friendly, prompt and knowledgeable assistance. We have been with them for years, and are consistently happy with their service.
Jeanne R.
Jeanne R.
17:46 14 Dec 22
Valorie provided excellent service and quickly found us the best insurance policy and rates available. Thank you, Burstad Insurance!
Roxanne S.
Roxanne S.
00:39 28 Aug 22
Family and Burstad worked their magic and found insurance even cheaper than what I was paying. They are very responsive when adding or changing things to a policy and they stick up for their customers when a bank may try to manipulate the home insurance for no apparent reason. Well done Burstad. I highly recommend.
Mindy A.
Mindy A.
09:30 24 May 22
Good service they work at finding you the best insurance
Jason W.
Jason W.
19:14 01 May 22
Easy to work with
Dale B.
Dale B.
00:39 08 Apr 22
Good insurance company
Carla O.
Carla O.
18:49 31 Mar 22
Easy to work with and great rates. Sent a lot of friends here. All are happy with it!
Happy Home I.
Happy Home I.
16:05 29 Mar 22
Melissa and her staff have always treated me right! Often finding better rates for me! Thanks
Dave T.
Dave T.
22:06 11 Jan 22
They are very responsive in addressing all of my insurance needs, and I always feel they are doing what's in my best interests.
Kevin J.
Kevin J.
02:40 11 Jan 22
Great place
Peter T.
Peter T.
20:32 10 Oct 21
Monte and his team are great to work with. They were extremely helpful in getting our business up off the ground and getting the needed items to be successful. I would highly recommend them for your business!
Jeremy M.
Jeremy M.
13:57 29 Apr 21
Great to work with!
Denise V.
Denise V.
18:57 12 Mar 21
Everyone here has been very helpful, knowledgeable and friendly! Whenever I contact them, they get back to me quickly and are sure to get me the best rates possible. Thank you! The Baldwins
Dawn B
Dawn B
23:02 30 Jan 21
Have had my insurance for different vehicles and homes for many years, always friendly and am very satisfied.
Randy Chico J.
Randy Chico J.
16:48 25 Aug 20
Great response time, #1 in the area
Joshua E.
Joshua E.
15:50 22 Jul 20
good business and friendly service. highly recommend giving them a call to see what they can do for you.
Dustin W.
Dustin W.
14:51 21 Jul 20
Very responsive all around good business and friendly service. Highly recommend.
Wedam Enterprises L.
Wedam Enterprises L.
14:49 21 Jul 20
Excellent customer serviceKent Elkin goes above and beyondAlso the rest of the staff is very accommodating
Lee B.
Lee B.
23:08 20 Jul 20
Prompt and courteous service. The good people at New Richmond have always replied to my queries and helped solve my problems. Thanks for seven years of good service.
Gordon D.
Gordon D.
18:25 20 Jul 20
They are professional and responsive
Barbara B.
Barbara B.
00:14 11 Jul 20
EXCELLENT customer service!! Missy Kraemer at the Medford office takes care of absolutely everything for me! No worries and best rates to be found. Highly recommend.
Mary Ellen W.
Mary Ellen W.
15:37 12 May 20
EXCELLENT insurance company! I have my personal and business insurance with Monte and have for over 20 years. When we had the tornado in Colfax in 2014, Monte called me and was at my restaurant door within an hour after it hit. Amazing service.... Thank you Monte, Penny and the whole staff at Burstad Insurance.
Rich J.
Rich J.
11:55 16 Apr 20
New Richmond Insurance consistently saves me money on my policies year after year. Excellent customer service with most of my questions answered the same day.
Valerie C.
Valerie C.
01:57 16 Apr 20
great place and nice service
Li K.
Li K.
20:20 15 Apr 20
Great place. Emily is very helpful as well as all the rest of the people I have encountered there.
Stacy C.
Stacy C.
03:06 04 Jan 20
Best prices. Best customer service!
Bill I.
Bill I.
12:49 16 Nov 19
Top notch service. Will recommend to all.
Steven G.
Steven G.
13:19 01 Nov 19
Yes! I want to tell you something. If you need a car insurance - this is the place where you will find the best offer.Have done car insurance for two trucks. The price was so good, even less than I expected.My agent was Angie. I want to say thank you for caring! She is the nicest and kindest person ever!Definitely will return for the nest year insurance
Ana B.
Ana B.
00:39 29 Aug 19
Excellent rates and service. Friendly staff and helped in a timely manner
Jason L.
Jason L.
03:56 13 Jun 19
Neil is awesome!
Alicia B.
Alicia B.
15:05 23 May 19
Very helpful agents and staff. They got me a great deal on homeowners and auto insurance.
John A.
John A.
12:01 12 May 19
I have had policies thru the Agents, at the Menomonie office.Their prompt response, patience, amazing customer service and thoroughness, is the greatest I have ever had with an agency!
Jody L.
Jody L.
01:29 10 Apr 19
This is my insurance agency. I have been treated very well and my premiums are responsible.
Mitzi M.
Mitzi M.
11:25 25 Jan 19
They are the best I have ever used. Any time you need something, they have your back. Never had an issue with the company , and I would recommend Kent Elkin to any one and everyone. Thank you for all your services New Richmond insurance agency. Been with them for 3 years now.
Natasha R.
Natasha R.
04:28 30 Nov 18
Great staff!
Valorie M.
Valorie M.
20:54 13 May 18
I have been a customer for many years and love the personal customer service experience that they provide. I know that when I call, I will get a real live person! I also know that the person I am working with will have an understanding of my history and my policy. Highly recommend! Thanks and keep up the good work!
Brian H.
Brian H.
18:21 21 Sep 17
I have been a customer for a long time and love the personal customer service experience they provide. I can reach out anytime and know that I will get to talk to a real person that has the background on my policy and will be able to help me. Thanks and keep up the good work!
Brian H.
Brian H.
18:13 21 Sep 17
Corey Burstsad Insurance is great!! Neil always goes out of way for his clients, very trustworthy and efficient.
marcy M.
marcy M.
20:19 13 Jan 17
Very friendly and helpful. Got is a great deal and we were refered there by a good friend after not being able to find what we wanted elsewhere. They made the process very easy and didn't mind us popping by last minute to get the details figured out.
Soleil
Soleil
20:52 05 Jun 16
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Friday 8:00 - 4:00
Saturday & Sunday
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Why You Should Refer Your Friends and Family to an Independent Insurance Agent

Having the right insurance coverage is important, not just for yourself but also for your friends and loved ones. If you want to protect your family’s future, consider referring them to a trusted insurance agent who can help them find the right coverage. Car insurance is a necessary investment for all drivers. Auto accidents can …Read More

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