Burstad Insurance

Guarding Your Future - Maintaining Your Trust

New Richmond Insurance Agency
Menomonie
Medford
New Richmond
River Falls
Chippewa Falls
MENUMENU
  • Home
  • Insurance
        • Personal Insurance
          • Car Insurance
          • Home Insurance
          • Condo Insurance
          • Renters Insurance
          • Boat Insurance
          • Motorcycle Insurance
          • ATV & Snowmobile Insurance
          • RV, Camper & Trailer Insurance
          • Umbrella Insurance
          • Flood Insurance
          • Life Insurance
        • Commercial Insurance
          • Contractors Insurance
          • Restaurant & Tavern Insurance
          • Daycare Insurance
          • Grocery Store Insurance
          • Trucking Insurance
          • Manufacturing Insurance
          • Habitational Insurance
          • Lessor’s Risk Insurance
          • Other Commercial
  • Insurance
    • Commercial Insurance
      • Contractors Insurance
      • Daycare Insurance
      • Grocery Store Insurance
      • Restaurant & Tavern Insurance
      • Trucking Insurance
      • Manufacturing Insurance
      • Habitational Insurance
      • Lessor’s Risk Insurance
      • Other Commercial
    • Personal Insurance
      • Car Insurance
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • ATV & Snowmobile Insurance
      • RV, Camper & Trailer Insurance
      • Umbrella Insurance
      • Flood Insurance
      • Life Insurance
  • Our Blog
  • About
        • Staff
        • When comparing insurance agencies,  The most important thing to consider is the staff that is going to take care of you.

          Our staff of local professionals that take pride in what they do. Whether it be providing advice, taking care of a claim, or servicing your account to accommodate your changing lifestyle.

        • Learn More…
        • Companies
        • Burstad Insurance is an independent insurance agency. We represent dozens of top-rated companies, not just one such as Farmers, State Farm, or American Family.

          By representing multiple insurance companies, we can assure our customers the right fit, which includes the right coverage, excellent service, and a great value when it comes to price.

        • Learn More…
        • Online Reviews!
        • For years people have relied on the opinion of others when shopping for a product or service. That is especially true today.

          Online reviews are fast becoming an important part of many businesses, including our own. Take a moment to read a few of the kind words our customers have had to say about our agency.

        • Learn More…
  • About
    • The Staff of Burstad Insurance
    • Companies
    • Give Us a Review!
  • Locations
        • Menomonie
        • 420 Main Street E
          Menomonie, WI 54751
          Phone: 715-235-6479
          Fax: 715-235-8860
          Email: info@burstadinsurance.com

           

        • Medford
        • 1154 W Broadway Ave
          Medford WI 54451
          Phone: 715-748-6262
          Fax: 715-748-4730
          Email: info@burstadinsurance.com

        • New Richmond
        • 1225 N Knowles Ave
          New Richmond, WI 54017
          Phone:  715-246-6988
          Fax: 715-246-6965
          Email: info@nr-ins.com

        • Chippewa Falls
        • 2396 Hallie Road Ste 5
          Chippewa Falls, WI 54729
          Phone: 715-723-0600
          Fax: 715-723-0900
          Email: info@burstadinsurance.com

        • River Falls
        • 215 North 2nd Street
          River Falls, WI 54022
          Phone: 715-425-1382
          Fax: 715-425-0363
          Email: info@burstadinsurance.com

  • Locations
    • Menomonie
    • Chippewa Falls
    • River Falls
    • Medford
    • New Richmond
  • Connect
        • Get a Quote!
        • Are you looking for a quote on your personal or business insurance? You are in the right place, just fill out the request form, or call our agency, and we'll be in touch to ask a few questions about your needs, and answer any questions you have.

        • Request a Quote…
        • Refer a Friend
        • Do you have a friend or relative that is looking for a change? We'd certainly appreciate the opportunity to earn their business. Just fill out the referral form by following the link below to introduce them to Burstad Insurance.

        • Refer a Friend…
        • Customer Service
        • Do you have a change that you need made to your policy? You are in the right place. Whether you just bought a new car, or need to change coverage on your home or business, visit our Customer Service page and we'll take care of you.

        • Manage Your Policy…
  • Connect
    • Request a Quote!
    • Refer a Friend
    • Customer Service
  • Quote Request

Boat Insurance

Boat insurance helps protect the value of your boat and can also safeguard you against injury and litigation-related expenses. Though coverage is not as widely required in the U.S. as auto insurance, boat owners are often required by lenders and marinas to purchase a watercraft insurance policy. Regardless of whether you are or are not required to purchase boat insurance, having a personalized policy in place can help protect you against a broad range of perils, whether you experience an on-water incident or suffer a loss while your boat is stored away for winter. If you are purchasing a boat or looking for better coverage for an existing watercraft, the team here at Burstad Insurance can help you find what you need at competitive rates from some of Wisconsin’s leading boat insurers.

Burstad Insurance can help find coverage for many different types of vessels. Examples include:

  • Pontoon Boats
  • Deck Boats
  • Ski and Wake Boats
  • Fishing Boats
  • Bowriders
  • Sailboats and Catamarans
  • Personal watercraft
  • And more

Types of Boat Insurance Coverage

There are thousands of boating accidents every year that result in millions of dollars in physical damages and thousands of injuries. These accidents can happen to anyone – including cautious and experienced drivers. Boat insurance can help you financially prepare yourself against damages and loss occurring on land and water, including collision, theft, liability, and even the capsizing of your boat.

At Burstad Insurance, we offer a wide range of boat insurance coverage types, each of which provides different benefits and risk mitigation. Your policy may include protection for:

Liability

In most states and instances, you are legally responsible for the damages and injuries you cause as a result of a boat-related accident. If you are at-fault for third-party injuries and property damages, boater liability insurance can help pay for the losses, as well as your legal fees if you are sued. We encourage our clients to consider the cumulative expenses of a lawsuit and what it could cost long-term. Property damages, medical bills, lost wages, and other costs can add up to tens or even hundreds of thousands of dollars. If your coverage is inadequate to cover the bill, you may have to pay excess damages out of pocket. Choose high limits for your boat insurance liability to better protect yourself against loss.

Physical Damages

Boats are costly to repair or replace. The physical damages coverage on your boat insurance policy protects the investment you made in your boat by compensating you for damages and total losses caused by a covered event. Talk to your agent to ensure your policy covers both collision and comprehensive damages. Together, these two coverages can pay for damages caused by inclement weather, fire, theft, boating accidents, running your boat aground, and more.

Special Equipment

Many boaters carry expensive equipment and nautical accessories onboard their watercraft. If you have fishing gear, wakeboards, electronic navigation technology, or some other after-market equipment, talk to your agent to find out how you can include additional coverage for these items in your policy.

Trailer Coverage

Replacing your boat trailer could cost thousands of dollars. At Burstad Insurance, we can help you extend your boat insurance to cover damages and theft of your trailer.

Uninsured Boater Coverage

Many boaters are uninsured in Central and Western Wisconsin. If you and your passengers are injured by someone who has no liability insurance, your uninsured boater protection can help pay for your medical expenses up to the limits of your policy.

Medical Payments

After a boating accident, injured passengers may need immediate medical attention. Although it can take some time to determine fault and who is responsible for the damages, medical payments coverage can provide immediate compensation for essential medical care regardless of who caused the accident. Though limited and not an abatement for either party’s potential liability, this coverage may be enough to pay for emergency room fees or a health insurance deductible for you and your passengers.

Towing and Emergencies

If you are stranded on the water, calling for help should not be a burden. Talk to your agent about including coverage for towing and emergency assistance should you ever need it.

Wreckage Removal

Boat wreckage must be retrieved from public waters, and it is up to you to pay for removal. With wreckage removal coverage, you can trust you are covered for the cost of salvage and retrieval if your boat sinks or capsizes.

How Much Boat Insurance Do You Need?

Several factors can contribute to your coverage needs as a boat owner. At Burstad Insurance, we work with you to assess your individual risk profile based on a wide range of variables. This process helps minimize gaps in your protection and better safeguard you against financial loss. We may consider:

  • The type of boat you own
  • Your boat’s age and condition
  • Where you operate your boat
  • The types of boating activities you engage in
  • Your current and future income, including potential inheritances
  • Your accumulated assets
  • And more

Boat Insurance Quotes and Discounts in Central and Western Wisconsin

As an independent agency, we make it easy to shop and compare boat insurance policies throughout Central and Western Wisconsin. We know you have choices when it comes to your boat insurance, and we can help you leverage those options to maximize the value you receive from your coverage. When you work with our team, you have access to boat insurance quotes from multiple insurers while also enjoying the support and advice of a local independent agent.

While exploring your coverage options, we will also check for discounts that could save you money on your boat insurance. Many insurers offer additional savings to policy-holders who have no recent record of claims or violations. Discounts may also be available for boaters who enroll and complete an approved safety course, as well as for those who store their boats during the off-season.

For more information about Wisconsin boat insurance and how an independent agent can help you save on the coverage you need, contact our office today.

Get a Quote!
Refer a Friend!
I really appreciate their friendly, prompt and knowledgeable assistance. We have been with them for years, and are consistently happy with their service.
Jeanne R.
Jeanne R.
17:46 14 Dec 22
Valorie provided excellent service and quickly found us the best insurance policy and rates available. Thank you, Burstad Insurance!
Roxanne S.
Roxanne S.
00:39 28 Aug 22
Family and Burstad worked their magic and found insurance even cheaper than what I was paying. They are very responsive when adding or changing things to a policy and they stick up for their customers when a bank may try to manipulate the home insurance for no apparent reason. Well done Burstad. I highly recommend.
Mindy A.
Mindy A.
09:30 24 May 22
Good service they work at finding you the best insurance
Jason W.
Jason W.
19:14 01 May 22
Easy to work with
Dale B.
Dale B.
00:39 08 Apr 22
Good insurance company
Carla O.
Carla O.
18:49 31 Mar 22
Easy to work with and great rates. Sent a lot of friends here. All are happy with it!
Happy Home I.
Happy Home I.
16:05 29 Mar 22
Melissa and her staff have always treated me right! Often finding better rates for me! Thanks
Dave T.
Dave T.
22:06 11 Jan 22
They are very responsive in addressing all of my insurance needs, and I always feel they are doing what's in my best interests.
Kevin J.
Kevin J.
02:40 11 Jan 22
Great place
Peter T.
Peter T.
20:32 10 Oct 21
Monte and his team are great to work with. They were extremely helpful in getting our business up off the ground and getting the needed items to be successful. I would highly recommend them for your business!
Jeremy M.
Jeremy M.
13:57 29 Apr 21
Great to work with!
Denise V.
Denise V.
18:57 12 Mar 21
Everyone here has been very helpful, knowledgeable and friendly! Whenever I contact them, they get back to me quickly and are sure to get me the best rates possible. Thank you! The Baldwins
Dawn B
Dawn B
23:02 30 Jan 21
Have had my insurance for different vehicles and homes for many years, always friendly and am very satisfied.
Randy Chico J.
Randy Chico J.
16:48 25 Aug 20
Great response time, #1 in the area
Joshua E.
Joshua E.
15:50 22 Jul 20
good business and friendly service. highly recommend giving them a call to see what they can do for you.
Dustin W.
Dustin W.
14:51 21 Jul 20
Very responsive all around good business and friendly service. Highly recommend.
Wedam Enterprises L.
Wedam Enterprises L.
14:49 21 Jul 20
Excellent customer serviceKent Elkin goes above and beyondAlso the rest of the staff is very accommodating
Lee B.
Lee B.
23:08 20 Jul 20
Prompt and courteous service. The good people at New Richmond have always replied to my queries and helped solve my problems. Thanks for seven years of good service.
Gordon D.
Gordon D.
18:25 20 Jul 20
They are professional and responsive
Barbara B.
Barbara B.
00:14 11 Jul 20
EXCELLENT customer service!! Missy Kraemer at the Medford office takes care of absolutely everything for me! No worries and best rates to be found. Highly recommend.
Mary Ellen W.
Mary Ellen W.
15:37 12 May 20
EXCELLENT insurance company! I have my personal and business insurance with Monte and have for over 20 years. When we had the tornado in Colfax in 2014, Monte called me and was at my restaurant door within an hour after it hit. Amazing service.... Thank you Monte, Penny and the whole staff at Burstad Insurance.
Rich J.
Rich J.
11:55 16 Apr 20
New Richmond Insurance consistently saves me money on my policies year after year. Excellent customer service with most of my questions answered the same day.
Valerie C.
Valerie C.
01:57 16 Apr 20
great place and nice service
Li K.
Li K.
20:20 15 Apr 20
Great place. Emily is very helpful as well as all the rest of the people I have encountered there.
Stacy C.
Stacy C.
03:06 04 Jan 20
Best prices. Best customer service!
Bill I.
Bill I.
12:49 16 Nov 19
Top notch service. Will recommend to all.
Steven G.
Steven G.
13:19 01 Nov 19
Yes! I want to tell you something. If you need a car insurance - this is the place where you will find the best offer.Have done car insurance for two trucks. The price was so good, even less than I expected.My agent was Angie. I want to say thank you for caring! She is the nicest and kindest person ever!Definitely will return for the nest year insurance
Ana B.
Ana B.
00:39 29 Aug 19
Excellent rates and service. Friendly staff and helped in a timely manner
Jason L.
Jason L.
03:56 13 Jun 19
Neil is awesome!
Alicia B.
Alicia B.
15:05 23 May 19
Very helpful agents and staff. They got me a great deal on homeowners and auto insurance.
John A.
John A.
12:01 12 May 19
I have had policies thru the Agents, at the Menomonie office.Their prompt response, patience, amazing customer service and thoroughness, is the greatest I have ever had with an agency!
Jody L.
Jody L.
01:29 10 Apr 19
This is my insurance agency. I have been treated very well and my premiums are responsible.
Mitzi M.
Mitzi M.
11:25 25 Jan 19
They are the best I have ever used. Any time you need something, they have your back. Never had an issue with the company , and I would recommend Kent Elkin to any one and everyone. Thank you for all your services New Richmond insurance agency. Been with them for 3 years now.
Natasha R.
Natasha R.
04:28 30 Nov 18
Great staff!
Valorie M.
Valorie M.
20:54 13 May 18
I have been a customer for many years and love the personal customer service experience that they provide. I know that when I call, I will get a real live person! I also know that the person I am working with will have an understanding of my history and my policy. Highly recommend! Thanks and keep up the good work!
Brian H.
Brian H.
18:21 21 Sep 17
I have been a customer for a long time and love the personal customer service experience they provide. I can reach out anytime and know that I will get to talk to a real person that has the background on my policy and will be able to help me. Thanks and keep up the good work!
Brian H.
Brian H.
18:13 21 Sep 17
Corey Burstsad Insurance is great!! Neil always goes out of way for his clients, very trustworthy and efficient.
marcy M.
marcy M.
20:19 13 Jan 17
Very friendly and helpful. Got is a great deal and we were refered there by a good friend after not being able to find what we wanted elsewhere. They made the process very easy and didn't mind us popping by last minute to get the details figured out.
Soleil
Soleil
20:52 05 Jun 16
js_loader

Free Newsletter!

Five Locations!

Menomonie
Chippewa Falls
Medford
River Falls
New Richmond

Our Hours

Monday - Thursday 8:00 - 5:00
Friday 8:00 - 4:00
Saturday & Sunday
By Appointment

Proud Member of

IIAW

Our Latest Post!

couples visiting

Why You Should Refer Your Friends and Family to an Independent Insurance Agent

Having the right insurance coverage is important, not just for yourself but also for your friends and loved ones. If you want to protect your family’s future, consider referring them to a trusted insurance agent who can help them find the right coverage. Car insurance is a necessary investment for all drivers. Auto accidents can …Read More

Copyright © 2023 - Burstad Insurance Agency, Inc. - Terms and Conditions - Privacy Policy - Sitemap