ATV & Snowmobile Insurance

Nothing enhances your land and snow adventures quite like cruising on an ATV or snowmobile. In Wisconsin, off-road vehicles are exercised year-round to help navigate changing surface-level terrains from season to season. Sometimes they are used for work, and sometimes they are strictly for recreation. Whatever purpose your ATV or snowmobile serves for you, remember to protect yourself and your vehicle with a personalized insurance policy from Burstad Insurance.

ATV Insurance in Central and Western Wisconsin

While you’re kicking up dirt on your ATV, your Wisconsin ATV insurance is working in the background to protect you against damages and other losses due to ATV-related accidents. Whether you ride on your own land or enjoy mudding on public lands, the team here at Burstad Insurance can provide four-wheeler coverage that safeguards you against financial loss.

We enjoy getting to know our clients and the various risks they face while riding. This allows us to better assess the type and amount of coverage you may need as the owner of an ATV.  Our job is to find a policy with comprehensive protection against a wide range of losses – all at an affordable and competitive price. As an independent agency, we do not offer out-of-the-box ATV insurance. Instead, we make recommendations based on factors like:

• ATV make and model
• ATV age and condition
• Where and how often you ride your ATV
• Your habits while riding (i.e. recreation vs work)
• What you could lose if you were sued
• And more

ATV Coverage and Limits

If you plan to ride on public or state-owned lands, you may be required by law to purchase ATV insurance. If not, we still recommend purchasing a stand-alone ATV insurance policy to protect yourself and your passengers against potential loss. Homeowners insurance provides very limited protection, and it is often isolated to incidents occurring on your own property. Furthermore, the coverage is often too little to fully cover your losses, which could leave you with out-of-pocket expenses. Don’t expose yourself to the potential for extensive financial losses. From four-wheeler damages and physical injuries to third-party bodily injury and property damage liabilities, we can help you select coverage designed specifically with your needs in mind.

Your policy may include protection for:

• Collision damages
• Non-collision damages
• Theft and vandalism
• Third-party injuries and property damages
• Special equipment
• OEM parts
• Injuries
• Towing and emergency assistance
• And more

Snowmobile Insurance in Central and Western Wisconsin

The cold is no match for your sled even in the harshest of Wisconsin winters. While you are gliding across snowy slopes and fields, your snowmobile insurance can be working to minimize your financial risk exposures with comprehensive protection against various losses. Whether you take on freshly fallen snow for fun on the weekends or use your cold-weather cruiser to navigate your ranch during the winter months, let the team here at Burstad Insurance help you protect yourself against unexpected damages and loss.

When you choose us for Wisconsin snowmobile insurance, you are choosing to work with an agency that is dedicated to protecting your best interests. We know the dangers you face on the snow trails, from wrecks and rollovers to injuries and liabilities. Not to mention, your sled remains at risk even when it’s not in use. You could lose your vehicle to fire, theft, inclement weather, or some other covered event even during the off-season. That is even more reason to make sure you and your snowmobile are protected with insurance customized to fit your needs.

We consider many different factors when making coverage recommendations. Examples include:

• Snowmobile make and model
• Snowmobile age and condition
• Where and how frequently your ride your snowmobile
• Your riding habits and intentions (i.e. work vs. recreation)
• The assets and income you could lose in a lawsuit
• And more

Snowmobile Coverage and Limits

We want you to understand your coverage and make educated decisions about your policy and limits. It would be a shame to invest thousands of dollars into a snowmobile only to suffer a complete loss due to a fire or theft. Do not assume homeowners insurance will cover it either, as many policies exclude protection for season vehicles. At Burstad Insurance, we offer complete insurance solutions for snowmobile owners, with policies that can protect you against:

• Collision damages
• Non-collision damages
• Theft and vandalism
• Third-party injuries and property damages
• Special equipment
• OEM parts
• Injuries
• Towing and emergency assistance
• And more

Request Your ATV and Snowmobile Insurance Quotes

Whether you own a garage full of seasonal vehicles or are just now considering your first ATV or snowmobile purchase, the team here at Burstad Insurance is ready to serve your coverage needs the way only local, independent agents can. We shop for coverage from multiple insurers on your behalf, making our office a one-stop-shop for rate and coverage comparison shopping.  We can also show you ways to maximize your savings and the value you receive from your ATV or snowmobile insurance policy. This may include:

• Choosing higher deductibles
• Passing a qualified ATV or snowmobile safety course
• Taking your vehicle out of commission during the off-season
• Insuring multiple vehicles on the same policy
• Paying insurance premiums in full
• And more

For more information about ATV and snowmobile insurance options in Central or Western Wisconsin, contact one of our convenient locations to schedule an in-person consultation or to request your free quotes today. We look forward to serving you soon.