Burstad Insurance

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New Richmond Insurance Agency
Menomonie
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        • Staff
        • When comparing insurance agencies,  The most important thing to consider is the staff that is going to take care of you.

          Our staff of local professionals that take pride in what they do. Whether it be providing advice, taking care of a claim, or servicing your account to accommodate your changing lifestyle.

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        • Burstad Insurance is an independent insurance agency. We represent dozens of top-rated companies, not just one such as Farmers, State Farm, or American Family.

          By representing multiple insurance companies, we can assure our customers the right fit, which includes the right coverage, excellent service, and a great value when it comes to price.

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        • For years people have relied on the opinion of others when shopping for a product or service. That is especially true today.

          Online reviews are fast becoming an important part of many businesses, including our own. Take a moment to read a few of the kind words our customers have had to say about our agency.

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  • Locations
        • Menomonie
        • 420 Main Street E
          Menomonie, WI 54751
          Phone: 715-235-6479
          Fax: 715-235-8860
          Email: info@burstadinsurance.com

           

        • Medford
        • 1154 W Broadway Ave
          Medford WI 54451
          Phone: 715-748-6262
          Fax: 715-748-4730
          Email: info@burstadinsurance.com

        • New Richmond
        • 1225 N Knowles Ave
          New Richmond, WI 54017
          Phone:  715-246-6988
          Fax: 715-246-6965
          Email: info@nr-ins.com

        • Chippewa Falls
        • 2396 Hallie Road Ste 5
          Chippewa Falls, WI 54729
          Phone: 715-723-0600
          Fax: 715-723-0900
          Email: info@burstadinsurance.com

        • River Falls
        • 215 North 2nd Street
          River Falls, WI 54022
          Phone: 715-425-1382
          Fax: 715-425-0363
          Email: info@burstadinsurance.com

  • Locations
    • Menomonie
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        • Get a Quote!
        • Are you looking for a quote on your personal or business insurance? You are in the right place, just fill out the request form, or call our agency, and we'll be in touch to ask a few questions about your needs, and answer any questions you have.

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        • Do you have a friend or relative that is looking for a change? We'd certainly appreciate the opportunity to earn their business. Just fill out the referral form by following the link below to introduce them to Burstad Insurance.

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        • Do you have a change that you need made to your policy? You are in the right place. Whether you just bought a new car, or need to change coverage on your home or business, visit our Customer Service page and we'll take care of you.

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Life Insurance

Funeral and burial expenses are often only the beginning of financial burdens for loved ones who survive the passing of a spouse, parent, adult child, or even a business partner. Life insurance is designed to protect dependents and other survivors by meeting their needs long after you are gone. Some policies even offer living benefits that provide cash and investment growth options in addition to death benefits. At Burstad Insurance we help clients at all stages of life find affordable life insurance solutions that meet their short-term needs as well as their long-term goals. Whether you are growing your family, starting a business, or simply looking to leave a financial legacy after your death, we can help you find greater security for your family’s financial future.

Do You Need Life Insurance?

Life insurance is often purchased for the sake of financial dependents, including future dependents. This can include people who are in some way financially dependent upon you now, as well as those who may be affected financially after your death. You can use coverage to pay for final expenses, as well as pay off debts and replace lost income.

Though many people delay life insurance until they get married or start to have children, it could make sense to start shopping for coverage much sooner than that. Since premiums tend to be lower for applicants who are young and healthy, you could be gambling by postponing coverage until later in life. Not only might premiums be higher, but you may even become ineligible for coverage if you develop a disqualifying health condition.

Private vs. Employer-Provided Life Insurance Coverage

If you are already covered through an employer’s group life coverage, you may still need a private policy. Employer coverage, while beneficial, is often contingent upon your continued employment. Furthermore, the benefits are usually far too little to provide adequate compensation to survivors after a loss. If you change jobs, or if your beneficiaries are forced to file a claim, you risk having too little coverage (or no coverage) to meet your needs.

By purchasing a private life insurance policy from an independent agent at Burstad Insurance, you can determine the value of your benefits and the continuity of your coverage. Your policy can follow you anywhere you go and regardless of changes to your health, whether you change jobs, start your own business, decide to retire, or develop a risky health condition.

Types of Life Insurance Coverage

Our team can help you select between two primary types of life insurance: term and permanent. You may decide that one or both are right for you depending on your needs and goals for coverage.

Term Life Insurance

Term life insurance is a popular option for families looking to replace lost income and cover additional living expenses incurred after the loss of a financial provider or domestic caretaker. This coverage expires at the end of a selected term, which could be 10, 20, 30, or more years. Many families choose a term based on how long they expect to have financial dependents or how long they expect to work until retirement.

Although term life insurance is temporary and does not provide any cash value, the high benefits and low premiums are an attractive feature of these types of policies. Many families can obtain hundreds of thousands of dollars of coverage or more for a price that fits easily within the household budget. Even if a surviving spouse chooses to work, the insurance benefits can help pay off debts, pay for a child’s college education, and perhaps even fund a spouse’s retirement. It is a small priced to pay for peace of mind.

We may recommend term life insurance if you:

  • Desire affordable premiums
  • Require high death benefits
  • Have debts
  • Wish to leave a charitable legacy
  • Have a business partnership
  • Want to fund a survivor’s major expense, such as college or retirement

Permanent Life Insurance

Per the name, permanent life insurance policies are designed to cover the policy-holder for life. The coverage never expires so long as premiums are paid as agreed in terms of coverage. There are different types of permanent life insurance, each of which varies in the types of benefits it offers. These include:

Whole Life Insurance

Whole life insurance provides level premiums for life. These policies often accumulate cash value over time, allowing the policy-holder to ‘cash-in’ the policy for immediate financial benefits while still alive if so desired. Otherwise, the death benefit remains intact until the policy-holder is deceased. Policyholders who purchase coverage when they are young and healthy tend to enjoy low premiums for life. However, we here at Burstad Insurance can shop and compare life insurance costs and coverage solutions from multiple providers to find a whole life policy at competitive rates – even if you are have reached advanced age or in less than perfect health.

We may recommend whole life insurance if you:

  • Want a ‘set-it-and-forget-it’ policy
  • Want the option to cash-out your policy later in life
  • Desire level premiums

Universal Life Insurance

Universal life insurance is a more variable type of permanent life coverage. This type of policy allows for flexibility of premiums throughout different stages of life while still maintaining a permanent death benefit. It typically comes with an investment option, in which a portion of your premiums are invested for growth. This may result in an accumulation of cash value that can be used to offset future premiums should the need arise. Likewise, insurers may allow you to borrow against your universal life insurance policy or otherwise cash it in for its accumulated cash worth.

We may recommend universal life insurance if you:

  • Want flexible premiums
  • Desire permanent death benefits
  • Prefer an investment and growth option for your policy

Central and Western Wisconsin Life Insurance Quote

At Burstad Insurance, we offer multiple locations throughout Central and Western Wisconsin to serve your needs. If you need a new life insurance policy or wish to speak with an independent agent about your options, contact our office today. We look forward to serving you soon.

Get a Quote!
Refer a Friend!
I really appreciate their friendly, prompt and knowledgeable assistance. We have been with them for years, and are consistently happy with their service.
Jeanne R.
Jeanne R.
17:46 14 Dec 22
Valorie provided excellent service and quickly found us the best insurance policy and rates available. Thank you, Burstad Insurance!
Roxanne S.
Roxanne S.
00:39 28 Aug 22
Family and Burstad worked their magic and found insurance even cheaper than what I was paying. They are very responsive when adding or changing things to a policy and they stick up for their customers when a bank may try to manipulate the home insurance for no apparent reason. Well done Burstad. I highly recommend.
Mindy A.
Mindy A.
09:30 24 May 22
Good service they work at finding you the best insurance
Jason W.
Jason W.
19:14 01 May 22
Easy to work with
Dale B.
Dale B.
00:39 08 Apr 22
Good insurance company
Carla O.
Carla O.
18:49 31 Mar 22
Easy to work with and great rates. Sent a lot of friends here. All are happy with it!
Happy Home I.
Happy Home I.
16:05 29 Mar 22
Melissa and her staff have always treated me right! Often finding better rates for me! Thanks
Dave T.
Dave T.
22:06 11 Jan 22
They are very responsive in addressing all of my insurance needs, and I always feel they are doing what's in my best interests.
Kevin J.
Kevin J.
02:40 11 Jan 22
Great place
Peter T.
Peter T.
20:32 10 Oct 21
Monte and his team are great to work with. They were extremely helpful in getting our business up off the ground and getting the needed items to be successful. I would highly recommend them for your business!
Jeremy M.
Jeremy M.
13:57 29 Apr 21
Great to work with!
Denise V.
Denise V.
18:57 12 Mar 21
Everyone here has been very helpful, knowledgeable and friendly! Whenever I contact them, they get back to me quickly and are sure to get me the best rates possible. Thank you! The Baldwins
Dawn B
Dawn B
23:02 30 Jan 21
Have had my insurance for different vehicles and homes for many years, always friendly and am very satisfied.
Randy Chico J.
Randy Chico J.
16:48 25 Aug 20
Great response time, #1 in the area
Joshua E.
Joshua E.
15:50 22 Jul 20
good business and friendly service. highly recommend giving them a call to see what they can do for you.
Dustin W.
Dustin W.
14:51 21 Jul 20
Very responsive all around good business and friendly service. Highly recommend.
Wedam Enterprises L.
Wedam Enterprises L.
14:49 21 Jul 20
Excellent customer serviceKent Elkin goes above and beyondAlso the rest of the staff is very accommodating
Lee B.
Lee B.
23:08 20 Jul 20
Prompt and courteous service. The good people at New Richmond have always replied to my queries and helped solve my problems. Thanks for seven years of good service.
Gordon D.
Gordon D.
18:25 20 Jul 20
They are professional and responsive
Barbara B.
Barbara B.
00:14 11 Jul 20
EXCELLENT customer service!! Missy Kraemer at the Medford office takes care of absolutely everything for me! No worries and best rates to be found. Highly recommend.
Mary Ellen W.
Mary Ellen W.
15:37 12 May 20
EXCELLENT insurance company! I have my personal and business insurance with Monte and have for over 20 years. When we had the tornado in Colfax in 2014, Monte called me and was at my restaurant door within an hour after it hit. Amazing service.... Thank you Monte, Penny and the whole staff at Burstad Insurance.
Rich J.
Rich J.
11:55 16 Apr 20
New Richmond Insurance consistently saves me money on my policies year after year. Excellent customer service with most of my questions answered the same day.
Valerie C.
Valerie C.
01:57 16 Apr 20
great place and nice service
Li K.
Li K.
20:20 15 Apr 20
Great place. Emily is very helpful as well as all the rest of the people I have encountered there.
Stacy C.
Stacy C.
03:06 04 Jan 20
Best prices. Best customer service!
Bill I.
Bill I.
12:49 16 Nov 19
Top notch service. Will recommend to all.
Steven G.
Steven G.
13:19 01 Nov 19
Yes! I want to tell you something. If you need a car insurance - this is the place where you will find the best offer.Have done car insurance for two trucks. The price was so good, even less than I expected.My agent was Angie. I want to say thank you for caring! She is the nicest and kindest person ever!Definitely will return for the nest year insurance
Ana B.
Ana B.
00:39 29 Aug 19
Excellent rates and service. Friendly staff and helped in a timely manner
Jason L.
Jason L.
03:56 13 Jun 19
Neil is awesome!
Alicia B.
Alicia B.
15:05 23 May 19
Very helpful agents and staff. They got me a great deal on homeowners and auto insurance.
John A.
John A.
12:01 12 May 19
I have had policies thru the Agents, at the Menomonie office.Their prompt response, patience, amazing customer service and thoroughness, is the greatest I have ever had with an agency!
Jody L.
Jody L.
01:29 10 Apr 19
This is my insurance agency. I have been treated very well and my premiums are responsible.
Mitzi M.
Mitzi M.
11:25 25 Jan 19
They are the best I have ever used. Any time you need something, they have your back. Never had an issue with the company , and I would recommend Kent Elkin to any one and everyone. Thank you for all your services New Richmond insurance agency. Been with them for 3 years now.
Natasha R.
Natasha R.
04:28 30 Nov 18
Great staff!
Valorie M.
Valorie M.
20:54 13 May 18
I have been a customer for many years and love the personal customer service experience that they provide. I know that when I call, I will get a real live person! I also know that the person I am working with will have an understanding of my history and my policy. Highly recommend! Thanks and keep up the good work!
Brian H.
Brian H.
18:21 21 Sep 17
I have been a customer for a long time and love the personal customer service experience they provide. I can reach out anytime and know that I will get to talk to a real person that has the background on my policy and will be able to help me. Thanks and keep up the good work!
Brian H.
Brian H.
18:13 21 Sep 17
Corey Burstsad Insurance is great!! Neil always goes out of way for his clients, very trustworthy and efficient.
marcy M.
marcy M.
20:19 13 Jan 17
Very friendly and helpful. Got is a great deal and we were refered there by a good friend after not being able to find what we wanted elsewhere. They made the process very easy and didn't mind us popping by last minute to get the details figured out.
Soleil
Soleil
20:52 05 Jun 16
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Saturday & Sunday
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Why You Should Refer Your Friends and Family to an Independent Insurance Agent

Having the right insurance coverage is important, not just for yourself but also for your friends and loved ones. If you want to protect your family’s future, consider referring them to a trusted insurance agent who can help them find the right coverage. Car insurance is a necessary investment for all drivers. Auto accidents can …Read More

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