Burstad Insurance

Guarding Your Future - Maintaining Your Trust

New Richmond Insurance Agency
Menomonie
Medford
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        • Staff
        • When comparing insurance agencies,  The most important thing to consider is the staff that is going to take care of you.

          Our staff of local professionals that take pride in what they do. Whether it be providing advice, taking care of a claim, or servicing your account to accommodate your changing lifestyle.

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        • Burstad Insurance is an independent insurance agency. We represent dozens of top-rated companies, not just one such as Farmers, State Farm, or American Family.

          By representing multiple insurance companies, we can assure our customers the right fit, which includes the right coverage, excellent service, and a great value when it comes to price.

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        • For years people have relied on the opinion of others when shopping for a product or service. That is especially true today.

          Online reviews are fast becoming an important part of many businesses, including our own. Take a moment to read a few of the kind words our customers have had to say about our agency.

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  • Locations
        • Menomonie
        • 420 Main Street E
          Menomonie, WI 54751
          Phone: 715-235-6479
          Fax: 715-235-8860
          Email: info@burstadinsurance.com

           

        • Medford
        • 1154 W Broadway Ave
          Medford WI 54451
          Phone: 715-748-6262
          Fax: 715-748-4730
          Email: info@burstadinsurance.com

        • New Richmond
        • 1225 N Knowles Ave
          New Richmond, WI 54017
          Phone:  715-246-6988
          Fax: 715-246-6965
          Email: info@nr-ins.com

        • Chippewa Falls
        • 2396 Hallie Road Ste 5
          Chippewa Falls, WI 54729
          Phone: 715-723-0600
          Fax: 715-723-0900
          Email: info@burstadinsurance.com

        • River Falls
        • 215 North 2nd Street
          River Falls, WI 54022
          Phone: 715-425-1382
          Fax: 715-425-0363
          Email: info@burstadinsurance.com

  • Locations
    • Menomonie
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    • Medford
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        • Get a Quote!
        • Are you looking for a quote on your personal or business insurance? You are in the right place, just fill out the request form, or call our agency, and we'll be in touch to ask a few questions about your needs, and answer any questions you have.

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        • Do you have a friend or relative that is looking for a change? We'd certainly appreciate the opportunity to earn their business. Just fill out the referral form by following the link below to introduce them to Burstad Insurance.

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        • Do you have a change that you need made to your policy? You are in the right place. Whether you just bought a new car, or need to change coverage on your home or business, visit our Customer Service page and we'll take care of you.

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Home Insurance

Homeowners insurance has saved many households from financial ruin due to fires, natural disasters, lawsuits, and more. Though the coverage is not mandatory by law, it is often required by mortgage lenders. Regardless of whether you are under obligation to purchase home insurance or not, there is not a reason to take chances with your financial security. At Burstad Insurance, we help homeowners in Central and Western Wisconsin find competitive rates on home insurance coverage with policies issued by several of the state’s leading carriers. Whether you are buying a house for the first time or looking for the one-on-one service and selection offered by a local independent agent, the team at Burstad Insurance can help you achieve your coverage goals.

Covered Perils and Losses

Wisconsin home insurance provides coverage for many types of losses. Some policies issue broad protection with exclusions only for named events and circumstances. Others cover only the losses caused by events named in the policy. A typical homeowners policy may cover damages caused by:

  • Fire
  • Smoke
  • Explosion
  • Wind
  • Lightning
  • Hail
  • Theft
  • Vandalism
  • Falling objects
  • And more

Damages caused by earthquakes, flooding, and water backup or discharge are examples of events for which coverage is typically excluded. Talk to your agent about endorsements and stand-alone coverage options that may extend protection for damages caused by these types of events.

Home Insurance Coverage Types

A typical Wisconsin home insurance policy will feature several different types of coverage, each of which safeguards your assets and income against different types of losses. Your coverage may include the following types of protection:

Dwelling and Other Structures

This section of your policy outlines the coverage available for the rebuilding or repair of your home and other structures on your property if they are damaged or destroyed due to a covered event. This usually includes your primary structure, fences, detached garage, pool house, shed, carport, and other structures on your property. We suggest choosing a policy that offers replacement cost coverage for your home and other structures, as this helps to ensure your claim compensation will not fall short of the money you need to rebuild your home after a total loss.

Personal Property

Home insurance can also protect the things inside your home. It could cost tens of thousands of dollars or more to replace your personal belongings, from your furniture and electronics to your apparel and home décor. Personal Property coverage helps compensate you for the loss of these items, as well as items you own that are damaged or stolen away from your home. Like your Dwelling and Other Structures coverage, we recommend upgrading your coverage to include full replacement value protection for your personal property. This ensures compensation for the cost of replacing your damaged belongings with new ones – not merely a check for the depreciated value of your items.

Many insurers provide default Personal Property coverage limits equal to 50 percent of the value of the Dwelling Coverage. However, you may need additional protection – particularly if you own high-value items worth more than the coverage caps outlined in your policy. Take inventory of your home and talk to an agent at Burstad Insurance to determine how much personal property coverage you may need.

Temporary Displacement

If a fire or other covered event forces you from your home and into a temporary living space, your homeowner’s insurance can help pay the financial costs associated with displacement. Coverage is usually available to cover hotel fees or rent while your home is repaired or rebuilt. It may also pay for added living expenses, such as the cost of take-out meals or doing your laundry in a public facility.  

Liability

You take on new risks when you purchase property. If someone slips on a loose rug in your home, you could be sued for the resulting injury-related expenses. If your pet harms a passerby, you could be responsible. With homeowners liability insurance, you are covered for a wide range of third-party injuries and property damages up to the limits of your policy.  Liability insurance can help cover medical bills and damaged property replacement, as well as legal fees, judgments, and settlements if you are sued.

When possible, choose high limits for your liability insurance, as you remain responsible for any damages not covered by your policy. If your limits are too low, you may have to pay excess liabilities out of your own savings or income until the debt is satisfied. Talk to an agent here at Burstad Insurance to assess your liability risk exposure and determine how much coverage you may need. Be sure to ask about personal umbrella insurance, which can extend your liability protection by up to $1 million or more.

Medical Payments

If someone is injured in your home or on your property, medical payments insurance can help pay for the cost of necessary medical care even if the injury is not your fault. Medical payments coverage is usually limited to a few thousand dollars and does not relieve you of potential liability, but it may be enough compensation to help you avoid a potential lawsuit.

Request Your Wisconsin Home Insurance Quotes

If you are a Wisconsin homeowner, we want to help you save on insurance. With multiple locations throughout Central and Western Wisconsin, Burstad Insurance can serve you with convenience, service, and selection. As an independent agency, we can shop and compare rates and coverage from multiple Wisconsin home insurance companies. We know the things that matter most to our clients and work hard to both meet and exceed your expectations. We also search for discounts that could help you save money on your insurance premiums. These may include savings for:

  • Installing a monitored home security system
  • Purchasing additional lines of coverage from the same carrier
  • Having a new roof
  • Having no recent history of claims
  • Raising your deductible
  • And more

Whether you own your home outright, are still making mortgage payments, or plan to purchase your first home in the near future, we can help you protect your investment with coverage that reduces your exposure to financial risk. Whether you suffer a break-in, lose your home to a fire, or face a lawsuit for a guest’s injury, we can help you prepare for nearly anything that comes your way.

For more information or to request your free Wisconsin home insurance quotes, contact your local Burstad Insurance office location today. We look forward to serving you soon.

Get a Quote!
Refer a Friend!
I really appreciate their friendly, prompt and knowledgeable assistance. We have been with them for years, and are consistently happy with their service.
Jeanne R.
Jeanne R.
17:46 14 Dec 22
Valorie provided excellent service and quickly found us the best insurance policy and rates available. Thank you, Burstad Insurance!
Roxanne S.
Roxanne S.
00:39 28 Aug 22
Family and Burstad worked their magic and found insurance even cheaper than what I was paying. They are very responsive when adding or changing things to a policy and they stick up for their customers when a bank may try to manipulate the home insurance for no apparent reason. Well done Burstad. I highly recommend.
Mindy A.
Mindy A.
09:30 24 May 22
Good service they work at finding you the best insurance
Jason W.
Jason W.
19:14 01 May 22
Easy to work with
Dale B.
Dale B.
00:39 08 Apr 22
Good insurance company
Carla O.
Carla O.
18:49 31 Mar 22
Easy to work with and great rates. Sent a lot of friends here. All are happy with it!
Happy Home I.
Happy Home I.
16:05 29 Mar 22
Melissa and her staff have always treated me right! Often finding better rates for me! Thanks
Dave T.
Dave T.
22:06 11 Jan 22
They are very responsive in addressing all of my insurance needs, and I always feel they are doing what's in my best interests.
Kevin J.
Kevin J.
02:40 11 Jan 22
Great place
Peter T.
Peter T.
20:32 10 Oct 21
Monte and his team are great to work with. They were extremely helpful in getting our business up off the ground and getting the needed items to be successful. I would highly recommend them for your business!
Jeremy M.
Jeremy M.
13:57 29 Apr 21
Great to work with!
Denise V.
Denise V.
18:57 12 Mar 21
Everyone here has been very helpful, knowledgeable and friendly! Whenever I contact them, they get back to me quickly and are sure to get me the best rates possible. Thank you! The Baldwins
Dawn B
Dawn B
23:02 30 Jan 21
Have had my insurance for different vehicles and homes for many years, always friendly and am very satisfied.
Randy Chico J.
Randy Chico J.
16:48 25 Aug 20
Great response time, #1 in the area
Joshua E.
Joshua E.
15:50 22 Jul 20
good business and friendly service. highly recommend giving them a call to see what they can do for you.
Dustin W.
Dustin W.
14:51 21 Jul 20
Very responsive all around good business and friendly service. Highly recommend.
Wedam Enterprises L.
Wedam Enterprises L.
14:49 21 Jul 20
Excellent customer serviceKent Elkin goes above and beyondAlso the rest of the staff is very accommodating
Lee B.
Lee B.
23:08 20 Jul 20
Prompt and courteous service. The good people at New Richmond have always replied to my queries and helped solve my problems. Thanks for seven years of good service.
Gordon D.
Gordon D.
18:25 20 Jul 20
They are professional and responsive
Barbara B.
Barbara B.
00:14 11 Jul 20
EXCELLENT customer service!! Missy Kraemer at the Medford office takes care of absolutely everything for me! No worries and best rates to be found. Highly recommend.
Mary Ellen W.
Mary Ellen W.
15:37 12 May 20
EXCELLENT insurance company! I have my personal and business insurance with Monte and have for over 20 years. When we had the tornado in Colfax in 2014, Monte called me and was at my restaurant door within an hour after it hit. Amazing service.... Thank you Monte, Penny and the whole staff at Burstad Insurance.
Rich J.
Rich J.
11:55 16 Apr 20
New Richmond Insurance consistently saves me money on my policies year after year. Excellent customer service with most of my questions answered the same day.
Valerie C.
Valerie C.
01:57 16 Apr 20
great place and nice service
Li K.
Li K.
20:20 15 Apr 20
Great place. Emily is very helpful as well as all the rest of the people I have encountered there.
Stacy C.
Stacy C.
03:06 04 Jan 20
Best prices. Best customer service!
Bill I.
Bill I.
12:49 16 Nov 19
Top notch service. Will recommend to all.
Steven G.
Steven G.
13:19 01 Nov 19
Yes! I want to tell you something. If you need a car insurance - this is the place where you will find the best offer.Have done car insurance for two trucks. The price was so good, even less than I expected.My agent was Angie. I want to say thank you for caring! She is the nicest and kindest person ever!Definitely will return for the nest year insurance
Ana B.
Ana B.
00:39 29 Aug 19
Excellent rates and service. Friendly staff and helped in a timely manner
Jason L.
Jason L.
03:56 13 Jun 19
Neil is awesome!
Alicia B.
Alicia B.
15:05 23 May 19
Very helpful agents and staff. They got me a great deal on homeowners and auto insurance.
John A.
John A.
12:01 12 May 19
I have had policies thru the Agents, at the Menomonie office.Their prompt response, patience, amazing customer service and thoroughness, is the greatest I have ever had with an agency!
Jody L.
Jody L.
01:29 10 Apr 19
This is my insurance agency. I have been treated very well and my premiums are responsible.
Mitzi M.
Mitzi M.
11:25 25 Jan 19
They are the best I have ever used. Any time you need something, they have your back. Never had an issue with the company , and I would recommend Kent Elkin to any one and everyone. Thank you for all your services New Richmond insurance agency. Been with them for 3 years now.
Natasha R.
Natasha R.
04:28 30 Nov 18
Great staff!
Valorie M.
Valorie M.
20:54 13 May 18
I have been a customer for many years and love the personal customer service experience that they provide. I know that when I call, I will get a real live person! I also know that the person I am working with will have an understanding of my history and my policy. Highly recommend! Thanks and keep up the good work!
Brian H.
Brian H.
18:21 21 Sep 17
I have been a customer for a long time and love the personal customer service experience they provide. I can reach out anytime and know that I will get to talk to a real person that has the background on my policy and will be able to help me. Thanks and keep up the good work!
Brian H.
Brian H.
18:13 21 Sep 17
Corey Burstsad Insurance is great!! Neil always goes out of way for his clients, very trustworthy and efficient.
marcy M.
marcy M.
20:19 13 Jan 17
Very friendly and helpful. Got is a great deal and we were refered there by a good friend after not being able to find what we wanted elsewhere. They made the process very easy and didn't mind us popping by last minute to get the details figured out.
Soleil
Soleil
20:52 05 Jun 16
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Why You Should Refer Your Friends and Family to an Independent Insurance Agent

Having the right insurance coverage is important, not just for yourself but also for your friends and loved ones. If you want to protect your family’s future, consider referring them to a trusted insurance agent who can help them find the right coverage. Car insurance is a necessary investment for all drivers. Auto accidents can …Read More

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